Green Auto Loan Rate Discount

Get an even better rate when you buy a new or used EPA-Certified SmartWay^® vehicle.

U.S. Bank and the U.S. Environmental Protection Agency (EPA) want to help you save fuel, money and the environment with SmartWay.

When you identify a cleaner, more fuel-efficient vehicle through the EPA Green Vehicle Guide and finance or refinance your new or used U.S. EPA Certified SmartWay vehicle with U.S. Bank, you can get 0.50% off the interest rate on your U.S. Bank Auto Loan.³

Some lenders offer green vehicle programs only on new or nearly new vehicles, hybrids or high gas mileage vehicles. At U.S. Bank, eligible vehicles include all EPA Certified SmartWay autos and light trucks from the current model year through the six previous model years.

Get Your 0.5% Rate Reduction

See the EPA's Green Vehicle Guide to find certified SmartWay vehicles.
Apply for an auto loan by calling 800-473-6372, online or in your local branch.
Close your loan in a U.S. Bank branch, and receive your rate reduction when you
1. set up automatic payments from a U.S. Bank Package and
2. complete the U.S. Bank Green Vehicle Affidavit.

Apply Now

Information and interactive calculators are made available to you as self-help tools for your independent use. We can not and do not guarantee their accuracy or their applicability to your circumstances. Using this calculator does not constitute an application for credit, and we are not qualifying you for any credit product. We encourage you to seek personalized advice from qualified U.S. Bank professionals regarding all personal finance issues. For specific tax advice, see a professional tax service provider.
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Automatic payments from a U.S. Bank Package required. Rates as low as 2.99% APR are available for 3-year auto loans $10,000 and higher at 100% loan-to-value (LTV) or less. Rates as low as 3.99% APR are available for 5-year auto loans $10,000 and higher at 100% loan-to-value (LTV) or less. Rates for smaller loan amounts, longer terms, or higher LTV may be higher. Loan fees apply. Loan payment and APR will vary based on the loan amount, the term, and any fees. Origination fees vary by state and range from $50 to $125 or up to 1% of the loan amount. Loan payment example: a $10,000 automobile loan at a 2.18% interest rate for 36 months with a $125 origination fee will have a 2.99% APR and a monthly payment of $290.80. Loan payment example: a $10,000 automobile loan at a 3.48% interest rate for 60 months with a $125 origination fee will have a 3.99% APR and a monthly payment of $184.10. Offer is subject to credit qualifications. Rates are subject to change. Some additional restrictions may apply. Installment loans are offered through U.S. Bank National Association ND. 2012 U.S. Bancorp, U.S. Bank. Member FDIC
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Offer not available when refinancing an existing U.S. Bank auto loan. Subject to normal credit approval. Terms and conditions may vary between branch locations.
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