Savings Account Comparison

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U.S. Bank offers a wide range of savings and money market accounts designed to help you reach your short- and long-term financial goals.

  Minimum Opening Deposit Monthly Maintenance Fee ATM Transactions Statements

Package Money Market Savings
(As part of a U.S. Bank Package1)

$25 $0 Free at U.S. Bank ATMs2 (Non-U.S. Bank ATM fees apply.) Monthly, automatically linked to checking statement

Elite Money Market

$100 $0 Free at U.S. Bank ATMs2  (Non-U.S. Bank ATM fees apply.) Monthly; can be linked to checking statement

Money Market

$100 $0 when you maintain a $1,000 minimum daily ledger balance or $2,500 average monthly collected balance1; otherwise, $10 Free at U.S. Bank ATMs2  (Non-U.S. Bank ATM fees apply.) Monthly; can be linked to checking statement

Standard Savings

$25 $0 when you maintain a $300 minimum daily ledger balance or $1,000 average monthly collected balance1; otherwise, $4 Free at U.S. Bank ATMs2  (Non-U.S. Bank ATM fees apply.) Quarterly; can be linked to monthly checking statement

Goal Savings

$0, with a minimum $25 automatic monthly transfer from a U.S. Bank Checking account, per statement cycle $0 Free at U.S. Bank ATMs2 (Non-U.S. Bank ATM fees apply.) Monthly; automatically linked to checking statement.

Star Savers Club

$25 $0 Free at U.S. Bank ATMs2 (Non-U.S. Bank ATM fees apply.) Quarterly; can be linked to monthly checking statement

Health Savings Account (HSA)

$0 $0 when you maintain a $2500 average monthly account balance; otherwise, $2.50. Free at all ATMs 2  Free Online Statements, or paper statements by mail with:
  • free archiving of cancelled checks, or
  • free return of check images, or
  • return of cancelled checks

  1. A U.S. Bank Package Checking account and a U.S. Bank Package Money Market Savings account and/or a U.S. Bank credit card must be opened with the same accountholder names on each account to be eligible for a U.S. Bank Package and its benefits. To maintain Package benefits, these qualifying accounts must be open, active and in good standing. See the "Your Deposit Account Agreement" brochure, the Consumer Pricing Brochure and the Cardmember Agreement for additional information and terms governing your accounts.
     
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  2. A surcharge fee will be applied by the ATM owner, unless they are participating in the MoneyPass network.
     
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