Committed to the growth of businesses nationwide for more than 30 years, U.S. Bank has funded loans to more than 30,000 small businesses. Offering a wide variety of long-term SBA loans, we can help to ease cash flow and provide financing for virtually any business purpose, including:
commercial real estate purchases
business acquisition or expansion
construction
equipment, inventory or working capital
debt refinancing
Whether you're a business owner or a finance professional seeking to assist interested clients, our SBA Business Representatives can help. As a SBA Preferred Lender, U.S. Bank is prepared to offer prompt loan funding and, depending on your SBA loan type, 90% loan-to-value, 25-year fully-amortized terms and no balloon payments.
What type of SBA Loan will best serve your needs?
SBA 7a and 504 Real Estate Loans – Buyer/borrower must be an owner/user occupying at least 51% of an existing structure, or 60% of a newly constructed building. Up to $5 million for 7(a ) and up to $12.5 million for 504 on qualified properties.
SBA Non-Real Estate Loans – Borrowers typically use loan proceeds for business acquisition, working capital, inventory, equipment purchase or debt refinancing. Up to $5 million available.
SBAExpress – Specifically designed for a growing small business that might not qualify for other loans, financing from $5,000 to $350,000 is available for working capital, equipment purchase, refinance, business purchase or leasehold improvements. Loans up to $500,000 may be available under the Patriot Express plan to veterans and members of the military community (and their spouses), who want to establish or expand a small business.
